Yes, I think you are missing some good stuff.
Here is what is not included in the download version according to the Corel website.
"Download Version Information
Please note: Download versions do not include CD, printed manuals, clipart/photo images or fonts or lynda.com tutorials
More than 10,000 individually selected clipart and digital images
1,000 OpenType fonts, plus 35 Windows® Glyph List 4 (WGL4) fonts
NEW! 100 creative templates included free of charge
Bitstream Font Navigator "
There are actually 4 Cd's in the retail box.
Disk 1 has all the program files, including Rawshooter which is a program for working with the RAW digital camera file type.
Disk 2 has the clip art as well as frames, patterns, spraylists and tiles.
Disk 3 has all the fonts, high res photos and photo objects.
Disk 4 has the Corel Draw Design Collection and the lynda.com training videos.
Plus there is the 430 page User Guide, the 364 page color clip art, font and photo object index manual, and the 78 page color hand book called Insights from the Experts, which has several step by step how-to's for creating different projects.