Setting up net terms

They'll usually run a credit check to determine if you qualify. Is that happening?

yep, credit references with other businesses.

I don't do terms, I pay as I go. If you ever have any catastrophic issue, you won't ever be tempted to use the money needed to pay off your purchases.

I do not....After 35+ year in business I mostly pay for goods and services when I place orders.....

I am also a pay forward company. Years ago with my home repair business I had a supplier set me up I paid a few hundred dollars the always paid to bring account back to the original amount. After 6 months the money was returned and they opened a account.