im not actually a business yet, just considered a hobbyist..i dont think i can get a business loan without having a "business" right? ive never had to take a loan out for anything so i have no clueGetting a business load should be cheaper. I used Beacon Funding when I started. They were fine. Try to avoid companies that sell leases. That's when people tend to have problems such as not getting credit for all the payments they've made.