[freshlysqueezed]

Hi I am 15 and starting an apparel line i bought heat press but my mom wont let me use her credit card anymore even if i give her the money first...... and i cant get my own....... i also dont have the money or time to legitimtize my bussiness so please help! I also dont want to pay those pesky pre paid card fees so dont suggest that............

thanks

 

[jayman2143]

Your options seem to be extremely limited. What are your trying to purchase?

 

[freshlysqueezed]

blank shirts.......
and possibally plastiol transfers
more jpss in the future cuz ill run low soon

 

[veedub3]

COD.......I would be surprised if anyone would do that when buying blanks. Find a local supplier and pay cash. As far as the plastisol transfers, if you can get a prepaid that may be your best bet. Sometime you have to do what you don't want to do to get where you want to be.

 

[jayman2143]

Sometime you have to do what you don't want to do to get where you want to be.

Ain't that the truth!

You also state that you don't have enough money or time to put into your future business. If you are going to put money into this business, I would make sure that you will have sufficient funds and enough time to make sure that it is a success.

 

[freshlysqueezed]

no i just dont need to spend 500 bucks to incorperate online..... so i can get a bizziness card plus i dont want to deal with the taxes and stuff i prefer under the table you know? but i know i will have plenty of sales once i get this issue worked out!

Wait dose COD means cash on delivery right not check?

 

[veedub3]

i prefer under the table you know?

OK you are knowingly going down the wrong path and I can't help you with that. So on that note, I wish you well and hope you figure it out sooner than later.

Wait dose COD means cash on delivery right not check?

Yes but my point was what company is going to do that?

 

[freshlysqueezed]

i just found one alpha and nes clothing do.........


but i still need a custom paistol transfer with cod

 

[kimura-mma]

i just found one alpha and nes clothing do.........

Yeah, but I'm pretty sure you're going to need a tax id number to set up an account with them.

 

[veedub3]

i just found one alpha and nes clothing do.........


but i still need a custom paistol transfer with cod

Alpha does to qualified applicants meaning you have to fill out their credit application. Being under 18 do you think you will qualify?

 

[thutch15]

Seems a little shady... there is not age limit on "debit" cards...they are issued by a bank with a checking account. Also you could go a prepaid card route. Two options that do not require you to be 18.

 

[jayman2143]

i dont want to deal with the taxes and stuff i prefer under the table you know? but i know i will have plenty of sales once i get this issue worked out!

I honestly don't think that "issue" will ever be worked out. Under the table is definitely not the way to go with this whole business thing.

 

[freshlysqueezed]

no i have already went to every bank in my town (5 to be exact) none of them allow you to get a debit card without a parent accout hooked up to it so if you charge to much you parents money gets used......

 

[jayman2143]

Looks like you need to go the pre-paid card route as everyone has already stated. It's really your only option right now.

 

[crazycat]

If your parents are not willing to back you in your business venture, what makes you think they will bail you out of legal trouble for sales tax fraud, income tax evasion and several other laws you are about to break? My advice is get there backing before you tread down the path you laid out in your earlier posts.

The wholesale companies I deal with require that I have a tax ID # before they would do business with me.

The last thing I wanted to point out is I hope you would learn to use spell check when dealing with your customers and suppliers. Poor grammar in this type of business will not get you very far.

Just my two cents....

 

[freshlysqueezed]

Yes anyways I'm just starting out....... and the reason my mother wont back me is because my uncle opened a pizza place an borrowed so much money from my whole family (over 18k) and never paid her back...... so she wont even loan anyone 1 penny anymore....
anyways would the IRS really go after someone making small bucks? like if i get anywhere near making $1000 dollars ill make it legit but... Plus I'm only selling to people I know.... for know......

And sorry about my spelling I normally do use a spell checker.

 

[kimura-mma]

anyways would the IRS really go after someone making small bucks?

Yes.

like if i get anywhere near making $1000 dollars ill make it legit

So why not start now? Won't you get more satisfaction by doing it right and starting legit than struggling to find a way to do it under the table?

Plus I'm only selling to people I know....

What difference does that make?

 

[freshlysqueezed]

alright well.....?

I will legitimatize this but if i do WILL I DEFENTIALLY BE ABLE TO GET A BUSINESS DEBIT OR CREDIT CARD without being 18?

and should i incorporate or llc?

 

[kimura-mma]

should i incorporate or llc?

There are pros and cons to both. If you search the forums, there are plenty of threads with great info about this topic.

I will legitimatize this but if i do WILL I DEFENTIALLY BE ABLE TO GET A BUSINESS DEBIT OR CREDIT CARD without being 18?

I'm not sure, every state is different. But when registering a Corp or LLC, the business is an entity separate from you personally. You will still need to open a business bank account and qualify for credit, but I'm not sure about any age restrictions. It's possible your mom may have to sign as well, but her financial liability will be protected under the laws based on your business structure.

Try Googling "starting a business in Vermont," you will find plenty of resources to help you out some more.

 

[splathead]

You don't necessarily have to incorporate or LLC to make legitimate tax filings. You can do it under your personal social security number. At the amount you are talking about earning, you probably won't have to pay tax anyway. So it won't hurt you to file.

Have a parent or relative open you up a free Paypal child debit card. It's free, and it's impossible to spend more than what's in your account. So your parents won't have to worry about their bank account being tapped.

I have them for my teenagers and it works great.