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I am not 100% on this (about 99.9) but I think you HAVE to have Public Liability Insurance to run a business in the UK, don't you? There are so many things that can crop up....someone has an allegic reaction to the ink used/falls over in your stall and breaks a leg. So many possiblities it pays to have the security behind you just in case.
I think its legal requirement. I searched and found this thread as I am looking for Public Liability Insurance and the Insurance Companies I have spoken to sadly have been no help at all.
 
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