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I don't know of any true payment gateway that doesn't charge monthly fees that will integrate easily with a site.

You could try CCNOW.com or 2CHECKOUT.com. But they have pretty high fees.
 

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is there a gateway that charges SMALL monthly fees?

like $50 would b concidered a large fee to us...lol
Unfortunately, gateway fees are a cost of doing business if you want to accept credit cards online as "your own" business.

I use e-onlinedata with the authorizenet gateway, and I recommend going with the authorizenet gateway because itworks with most carts, but there are a lot of merchant account providers that offer that gateway other than e-onlinedata.

Studies show that your business sales increases when you can accept credit cards, so for me, the monthly fees for a merchant account has always paid off.

When you're first starting, it can be slow to have to pay the monthly fees when you sell 0 per month or only 1-2 pieces per month, but once business picks up, it's all worth it.
 

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v

does google checkout fully integrate in to the site so my customers don't leave my site??? If so. Ould u send me a link to it?
l
Thx again
No, customers have to leave your site and go to Google to checkout with Google Checkout. I don't think this would fit what you need if you're looking to keep customers on your site.

I think ProPay might be more manual than a "gateway" usually is. The last time I checked, I thought you had to process the transactions manually since they didn't have a way to integrate their payment service with other carts.

If you don't want people leaving your site, then a regular merchant account is probably going to be the way to go.
 

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Thanks rodney,

So it looks like we will set up an integratable merchant account with a local bank. $99 start fee (waived) $49 per month with 2.29% on cc transactions plus $0.25 per transaction and no charge for check deposits
Sound reasonable?

Cheers
Yep, I agree with Solmu. The prices/rates you get might vary based on your credit history, length of business ownership, and if you feel like haggling. But the ones you posted sound about in the right range.

The $49 a month seems a tiny bit high depending on what it includes. If it includes the gateway, monthly service fee, and monthly processing minimum, then it sounds about right.
 
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