I agree with you Fluid, you do get a lot for your money with the Full Retail version. Anyone thinking about buying CorelDraw X3 should remember that you do not have to pay full retail to get the full retail version. Be careful when shopping online for this, because almost every seller claims they are selling the Full Version in big bold letters and it's not the upgrade, but in fact they are selling the Full Academic version and not the retail version. Please read all the fine print in their offer and make sure it's the Retail version if that is what you want.
The only thing I disagree on a little is that your not really cheating Corel because they sell the academic versions too. You are probably cheating yourself more than anything. The retail version also comes with a lot of good clip art and fonts and some great manuals too.