 Re: Adding art inside text
As Ken said, with Corel, just copy the image in, select the image, go to Effects, choose Powerclip, then Place Inside Container, then click on your "BEACH".
For Photoshop you would open the image, duplicate the image layer, uncheck the eye for visibility on the background layer (in case somethin goes awry you still have the original). Use the text tool to type in your word. Move your visible image layer above the text layer, rasterize the text layer, then create a clipping mask on the text (right click on the Text layer and choose Create clipping mask). | 
