BeyondHelp

Hey Everyone,

I need to find out where to start regarding accepting credit cards payments online. Any and all help will be greatly appreciated.

Aaron

 

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Vtec44

We've been using PayPal for years now.

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mikal

you can get a online merchant number from authorize.net

 

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John S

Quote: Originally Posted by BeyondHelp I need to find out where to start regarding accepting credit cards payments online. Any and all help will be greatly appreciated.

There are many services out there to process CCs, but Paypal is a great place to start. You have to do a lot of sales volume to beat their price/features.

 

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BeyondHelp

Quote: Originally Posted by Vtec44 We've been using PayPal for years now.

I am new to paypal. Do I need to do anything special to accept paypal from a lot of people? Also, is there a different way of accepting paypal if you are a business instead of just an individual?

Thanks Aaron

 

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BeyondHelp

Quote: Originally Posted by John S You have to do a lot of sales volume to beat their price/features.

Hey John,

What do you mean by this?

Aaron

 

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John S

I did some comps about a year ago, looking at setup fees, processing charges, %'s etc.

Paypal charged more per transaction, but without one time setup fees, and monthly service fees. If you were doing a lot of monthly volume (dollars and transactions) the other services were cheaper than Paypal.
Since you are just getting started, will you be doing thousands of transactions each month? (I'll guess no ) Paypal is hard to beat in the lower volume sales. (as of last year... I haven't needed to re-run the numbers)

Build a spread sheet and look at how much it costs to do 100 sales per month, 500, 1000 (you decide where you want to go) and put all the costs together and divide them back out to see the real cost per transaction.

It makes a difference if you are doing 100 transactions at $20 verses 2 transactions at $1000 each.

 

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BeyondHelp

Thanks for the clarification John.

Aaron

 

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digitalwoodshop

I am new and had not thought of Pay Pal.... I have an account. Thanks for the tip and the logic of it..... AL

 

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BeyondHelp

Sorry but I want to ask this again.

I am new to paypal. Do I need to do anything special to accept paypal from a lot of people? Also, is there a different way of accepting paypal if you are a business instead of just an individual?

Thanks Aaron

 

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Rodney

Quote: I am new to paypal. Do I need to do anything special to accept paypal from a lot of people? Also, is there a different way of accepting paypal if you are a business instead of just an individual?

You probably want to make sure your PayPal account is a "business" account and not a "personal" account. You can make the upgrade once you login to PayPal.

After that you don't have to do anything special. There are instructions on paypal for sending invoices to customers, creating "buy now" buttons for products, and most shopping carts easily integrate with PayPal (you just input your email address).

For actually accepting credit cards, I use a merchant account through e-onlinedata. It uses the authorizenet gateway which most shopping carts support and easily integrate with.

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BeyondHelp

Thanks Rodney, that helps me.

Aaron

 

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