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I use Yahoo! for my merchant solutions and they prefer to use Paymentech (Chase) to handle credit cards. However, they only accept payment from within the US.. so no Canada.. UK, etc..
Does anybody have another credit card handler?
Should I use paymentech for domestic sales and refer international orders to paypal?
Thanks for taking the time to respond, Pete. I didn't realize that was the case.
I would still like to sell abroad.. how has your experience with paypal been? Do you have to pay paypal transactions fees and a monthly fee too? I vaguely remember researching this last year and I seem to recall you having to pay a fee if you transfer more than $500/month from your paypal account to your bank account.
Just the PP regular fee and a few pennies more. The customer pays the exchange fees.
I hardly transfer anything. My family and I just live off our PayPal debit cards. Use them for groceries, gas, meals, etc. And also pay online utility bills with them. Even get 1% cash back.
My merchant account sales go to the bank, my PayPal is my living expenses.
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I have a US merchant account that takes International Cards. The bank that issued the card, however, needs to adhere to the AVS (address verification system) which is a good thing for security. The name of my merchant account is Bankcard USA. Hope this helps.
The problem is there is no AVS for international cards. That is the reason they will not take them.
You may be able to "turn AVS off" at your gateway, but you would then be selling a lot of stuff to Nigeria. I don't know that you can, but lack of a working address verification system is what prevents US processors from taking other cards.
And it shows in the rates. Even places like the UK, EU, NZ and OZ the rates are much higher than in the US.
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we also ship internationally, however any non-us account with the exception of Canada and the UK we will not accept using there CC. We do allot of Wire transfers and western union; all it takes is one large order and one charge back and this can cause major issues and money losses. We have battled banks and CC companies even with US credit cards and have lost disputes because the person who signed for the package name was not the one on the credit card.
Can be tough but some will take the risk, cost of doing business…
Accepting international credit cards? 
