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Payment Alternative. Help Please !



 
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Old March 30th, 2009 Mar 30, 2009 5:02:12 AM -   #1 (permalink)
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Default Payment Alternative. Help Please !

Hey Guys/Girls,

So I have found a manufacturer for my clothing who are willing Sample produce my gear FREE !! But I need to pay for the delivery charge ofcourse. Here is the Email I received

Dear Paul,
We can make samples for you for free,but we don't pay for the
express fee,if you don't have any express account,is there any
other way?

What is an Express Account ? or is there another way. ?

Thanks, Peeps !
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Old March 30th, 2009 Mar 30, 2009 5:52:42 AM -   #2 (permalink)
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Default Re: Payment Alternative. Help Please !

You should ask them. Do you have a checking account?
May be you can use a debit card.
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Old March 30th, 2009 Mar 30, 2009 6:14:46 AM -   #3 (permalink)
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Default Re: Payment Alternative. Help Please !

yeah was thinking of Debit Card but is that a safe and secure way of doing it ? And no i have not got any other type of account wondering whats the best way of payment or for now as there samples the simplest way.
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Old March 30th, 2009 Mar 30, 2009 6:17:47 AM -   #4 (permalink)
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Default Re: Payment Alternative. Help Please !

Well in that case a money order or check.. are more secure methods of payment, so you don't have to give your debit card number to them.
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Old March 30th, 2009 Mar 30, 2009 4:05:50 PM -   #5 (permalink)
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Default Re: Payment Alternative. Help Please !

I'd be careful giving out a debit card number.

I don't know if it is exactly the same in the UK as the US. One of my coworkers used to work for a bank and said to limit how much you use your debit card. The reason for this is that if there is an unauthorized transaction on your debit card the money is gone. Gone from your bank account. It can take months and months for the bank to reverse the charge. He said that credit cards are much easier to reverse charges on.
 
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Old March 30th, 2009 Mar 30, 2009 6:56:24 PM -   #6 (permalink)
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Default Re: Payment Alternative. Help Please !

In case of fraud I am not so sure if you can recover your
money if you use your debit card. It is safer to use your
credit card.
Couple of months ago I reserved a flight ticket in a travel
agency. When I went to pay the ticket with my credit card,
it was declined. I asked the agent to try again and again and again.
Nope. It didn't work. Next morning I called my credit
card company and they said they denied the payment
because they considered it was fraudulent transaction.
Once I confirmed I was trying to buy a ticket, they allowed
me to use it.
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Old March 30th, 2009 Mar 30, 2009 7:02:11 PM -   #7 (permalink)
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Default Re: Payment Alternative. Help Please !

How about a one time use credit card, or one of those *shopping* credit cards where you load it up with a set amount for a particular purchase?

This way, your checking account number, debit card number are safe, money orders I don't prefer bc they can be taken, and then the money is just gone, no fraud to file, you are paying again, it happens like that sometimes. There's just more ways to be frauded than there are to pay safely it seems these days.

I am digging those credit cards that are made specifically for shopping, and then dispose of.
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Old March 30th, 2009 Mar 30, 2009 7:10:32 PM -   #8 (permalink)
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Default Re: Payment Alternative. Help Please !

Quote:
Originally Posted by Girlzndollz
How about a one time use credit card, or one of those *shopping* credit cards where you load it up with a set amount for a particular purchase?

This way, your checking account number, debit card number are safe, money orders I don't prefer bc they can be taken, and then the money is just gone, no fraud to file, you are paying again, it happens like that sometimes. There's just more ways to be frauded than there are to pay safely it seems these days.

I am digging those credit cards that are made specifically for shopping, and then dispose of.
That's true, I just remember that one of my credit cards, with Citi, offers virtual credit card numbers, or something like that, and it's free.
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Old March 30th, 2009 Mar 30, 2009 7:12:34 PM -   #9 (permalink)
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Default Re: Payment Alternative. Help Please !

Quote:
Originally Posted by marcelolopez
That's true, I just remember that one of my credit cards, with Citi, offers virtual credit card numbers, or something like that, and it's free.
Yep, you're right, that's another way. If you already have a card, some credit card companies will issue a temporary number, or something like that, right Marcelo?

It's a temp number they issue for you to shop with, and the charges go on your regular statement, but no one you shopped with got your *real* number. Great point about that, Marcelo!
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Old March 30th, 2009 Mar 30, 2009 7:25:42 PM -   #10 (permalink)
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Default Re: Payment Alternative. Help Please !

Quote:
Originally Posted by Girlzndollz
Yep, you're right, that's another way. If you already have a card, some credit card companies will issue a temporary number, or something like that, right Marcelo?

It's a temp number they issue for you to shop with, and the charges go on your regular statement, but no one you shopped with got your *real* number. Great point about that, Marcelo!
For what I've read they provided you with a temporary
number that is linked to your account, and it is valid for
one transaction/purchase.
So yes, the vendor never gets your real credit card
number.
It is very cool, tho I never used it yet.
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