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Old July 21st, 2009 Jul 21, 2009 8:20:19 PM -   #1 (permalink)
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Anyone have public liability insurance for there home printing business? I'm getting quotes for my small home screen printing business for just public liability insurance and all the quotes I'm getting are like $800+. Seems a bit steep to me seeing as I can't see t-shirts being very high risk.
 
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Old July 23rd, 2009 Jul 23, 2009 11:03:11 PM -   #2 (permalink)
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Default Re: Insurance

Why do you need PUBLIC liability insurance for your home?

Are you using your home as a shop front?

Are you doing public tours of your manufacturing area?

Can't you just get an 'enter at your own risk' sign for $5 instead...

I'm genuinely interested as I will embark down a similar path soon and would like to know if I have overlooked something..?
 
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Old July 23rd, 2009 Jul 23, 2009 11:04:11 PM -   #3 (permalink)
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Default Re: Insurance

We have public and products liability but is part of a wider policy covering our temporary tattoo business. The annual premium was just over $1,000 pa as I remember. It is with AAMI who are also friendly and responsive in my experience.
 
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Old July 23rd, 2009 Jul 23, 2009 11:34:10 PM -   #4 (permalink)
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Default Re: Insurance

Quote:
Originally Posted by ascott
Why do you need PUBLIC liability insurance for your home?

Are you using your home as a shop front?

Are you doing public tours of your manufacturing area?

Can't you just get an 'enter at your own risk' sign for $5 instead...

I'm genuinely interested as I will embark down a similar path soon and would like to know if I have overlooked something..?
I thought that I need public liability insurance as I want to wholesale my t-shirts to retailers. But I'm not quite sure what the go is.

I am the only one who enters the workshop at home so I don't really need any insurance for that.
 
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